You may need to enable the Handle Card Information Directly setting in your Stripe accounts' integration settings in order for RevCent to process live credit card transactions.
Stripe began assuming that raw credit card information passed directly to its API is not handled in a secure environment. It is more of a blanket approach to increase the security of credit card data for their users who may be running insecure servers. RevCent however, communicates with the Stripe API in a highly secure and PCI compliant manner. RevCent is a PCI Level 1 Service Provider with an Attestation of Compliance from a Qualified Security Assessor (QSA).
All customer credit card data is securely stored in an air gapped private network, inaccessible via public networks. When we send a payment request to Stripe on your behalf, it is done in a stateless manner within the private network. Once the payment is processed, the credit card data is no longer stored in memory. Rest assured, enabling the Handle Card Information Directly in your Stripe account is safe, as it is RevCent who is performing the payment request with Stripe on your behalf. Read more about our security here.
In order to prevent fraud and misuse of the RevCent system, you will need to take certain steps, and reach out to Stripe directly, in order to enable direct card info. This is due to Stripe changing their policy on handling card information as well as nefarious individuals attempting to gain the permission from Stripe without RevCent's actual consent.
You will need to contact Stripe and request the Handle Card Information Directly setting be enabled. Stripe will then ask for PCI compliance.
You will then need to have Stripe contact RevCent for verification. They will need to reference your Stripe account, and your RevCent account ID which you must provide to them.
When Stripe contacts RevCent regarding your account, and both Stripe and RevCent verify both accounts, we will provide the necessary documentation to Stripe. They should then enable Handle Card Information Directly for your specific Stripe account.